The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and any or all Agreements: "Client", "You" and "Your" refers to you, the person accessing this website and accepting the Bank's terms and conditions. "The Bank", "Ourselves", "We", "Our" and "Us", refers to Oakwoods Bank. "Party", "Parties", or "Us", refers to both the Client and ourselves, or either the Client or ourselves.

To open an account with Oakwoods Bank, you must be at least 18 years of age and provide valid identification. You are responsible for maintaining the confidentiality of your account information, including your password, and for restricting access to your computer.

You agree to accept responsibility for all activities that occur under your account or password. Oakwoods Bank reserves the right to refuse service, terminate accounts, or cancel transactions at its discretion.

Oakwoods Bank is committed to protecting your privacy. We will only use the information that we collect about you lawfully in accordance with data protection laws. Please refer to our separate Privacy Policy for more details on how we handle your personal information.

The information contained on this website is for general information purposes only. While we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose.

Oakwoods Bank reserves the right to modify these terms and conditions at any time. We will notify you of any changes by posting the new terms and conditions on this page. Your continued use of the service after any such changes constitutes your acceptance of the new terms and conditions.