We collect various types of information for our business operations, including but not limited to:

• Personal identification information (Name, address, email address, phone number, etc.)
• Financial information (Account numbers, transaction history, credit information, etc.)
• Demographic information
• Online identifiers (IP address, browser type, device information)
• Usage data (Pages visited, time spent on our website, etc.)

We use your personal information for various purposes, including:

• Providing and maintaining our banking services
• Processing transactions and sending related communications
• Improving our products and services
• Complying with legal and regulatory requirements
• Detecting and preventing fraud
• Sending periodic emails regarding your account or other products and services

We do not sell, trade, or rent your personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates, and advertisers for the purposes outlined above.

We may disclose your personal information if required by law or if we believe that such action is necessary to comply with a legal obligation or protect and defend our rights or property.

We adopt appropriate data collection, storage, and processing practices and security measures to protect against unauthorized access, alteration, disclosure, or destruction of your personal information, username, password, transaction information, and data stored on our systems.

You have the right to:

• Access your personal information
• Correct inaccurate or incomplete information
• Request deletion of your personal information
• Object to or restrict the processing of your information
• Data portability

To exercise these rights, please contact us using the information provided at the end of this policy.

Oakwoods Bank has the discretion to update this privacy policy at any time. We encourage Users to frequently check this page for any changes. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.